Starting AEP 2024: Cigna Will Start Paying Commissions On Their PDPs!

• Not yet finalized
• Cigna plans to pay at all levels in range with other carriers

• To be announced July 1, 2023

• The PDP product team will submit the bid to CMS.
• Premiums are unknown until August as they depend on the CMS subsidy.
• As always, Cigna is working to ensure plan value and price consistency.

• Bid to be submitted to CMS by early June.
• PDP commissions to be announced around July 1, 2023

• Contracting will run through Cigna MAPD contract and hierarchy.
• For agents contracted with both CSB and MA, PDP business will run through their MAPD contract and hierarchy.
• Agents contracted with only CSB will need to obtain a Cigna MAPD/PDP contract through one of Cigna's existing MAPD partners.
• A standalone PDP contract will not be offered.

Existing Cigna MAPD Agents:

• Re-contracting is not required to sell Cigna PDP as the existing Cigna MAPD contract covers Cigna PDP.

Agents Not Contracted for Cigna MAPD:

• FMOs can start contracting agents with an active license in one of Cigna's current MAPD states.
  Please note: Agents need to complete the current 2023 certification for MAPD within 90 days of submitting a contracting packet, or their packet will be closed.
• States that are not currently part of the Cigna MAPD footprint will be available for contracting in July.

Agents Not Contracted for Cigna MAPD:

• Newly contracted agents in an existing MAPD state must complete the current 2023 certification within 90 days of submitting a contracting packet.
• Contracting will be available in July for states that are not currently part of the Cigna MAPD footprint.

• Appointments will follow the same process being used today.
• Agents in JIT states will be appointed when they make their first PDP sale (later this year).
• Non-JIT states will be pre-appointed, similar to the process for MA.

• Appointments will be available for JIT states later this year.

• Agents will need to complete the 2024 certification in order to be considered 'Ready-to-Sell' for Cigna PDP plans.
• States that offer Cigna MAPD and Cigna PDP: Contracted agents will need to complete the MAPD + PDP 2024 certification. There is no standalone PDP certification available.
• States that only offer Cigna PDP: Contracted agents will need to complete the standalone 2023 certification.
• Agents contracting period to July 1 in one of Cigna's existing MAPD states will need to complete the existing 2023 MAPD certification within 90 days of submitting their contracting packet, or their packet will be closed.

• Agents must complete 2024 certification when it opens in July in order to be considered 'Ready-to-Sell' for Cigna PDP plans.
• Newly contracting agents in an existing MAPD state must complete the current 2023 certification within 90 days of submitting a contracting packet.

• Will be updated to include PDP.

• To be updated around October 1, 2023.