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    industry updates9

    Important and up to date news regarding the insurance industry.

    Cigna's Special Enrollment Period Reminders

    Many SEPs have been declared both federally and by states. Take a look to see if your state is holding a Special Enrollment Period right now.

    State Declared By Declared On Counties Effective Incident Date
    Alabama State Declared Emergency 3/16/21 All 3/16/21-6/30/21 3/16/21-3/22/21
    Alabama State Declared Emergency 3/25/21 Autauga, Bibb, Blount, Calhoun, Cherokee, Chilton, Choctaw, Clarke, Clay, Cleburne, Colbert, Coosa, Cullman, Dallas, DeKalb, Elmore, Etowah, Fayette, Franklin, Greene, Hale, Jackson, Jefferson, Lamar, Lauderdale, Lawrence, Limestone, Lowndes, Madison, Marengo, Marion, Marshall, Morgan, Perry, Pickens, Randolph, Shelby, St. Clair, Sumter, Talladega, Tallapoosa, Tuscaloosa, Walker, Washington, Wilcox, and Winston. 3/25/21-6/30/21 3/25/21-4/24/21
    Georgia State Declared Emergency 3/26/21 All 3/6/21-6/30/21 3/26/21-4/25/21
    Illinois* Stated Declared Emergency 2/16/21 All 2/16/21-5/31/21 2/16/21-3/18/21
    Mississippi State Declared Emergency 2/14/21 All 2/17/21-4/30/21 2/13/31-ongoing
    North Carolina** FEMA 3/3/21 Alleghany, Ashe, Alexander, Beaufort, Burke, Caldwell, Davie, Davidson, Duplin, Edgecombe, Hertford, Iredell, Randolph, Robeson, Rowan, Randolph, Sampson, Stokes, Yadkin, Wilkes, Wilson, Yadkin 11/12/21-3/31/21  
    Tennessee State Declared Emergency 2/16/21 All 2/16/21-5/31/21 2/16/21-2/26/21
    Texas*** FEMA 2/19/21 All 2/11/21-6/30/21  


    * Illinois SEP contracts include: H1415-021, H1415-024, H7849-002, H7849-809

    ** North Carolina SEP contracts include: H7849- 011, H7849- 019, H7849-807, H9725-001, H9725-003, H9725-006, H9725-801

    *** Texas SEP contracts include: H4513, H7797

    SEP for Government Entity-Declared Disaster or Other Emergency

    • The SEP starts as of the date the declaration is made, the incident start date, or, if different, the start date identified in the declaration, whichever is earlier.
    • The SEP ends 2 full calendar months following the end date identified in the declaration or, if different, the date the end of the incident is announced, whichever is later.

    Compliance Requirements

    When contacted by an impacted customer, agents/brokers are allowed to assist eligible customers to enroll.

    You must confirm the customer resides or resided in the affected area, confirm if the customer had another valid election period at the time of the incident period, and has not used the election.

    If all qualifications are met, you must complete the SEP section of the application with the following:

    • SEP Code: DST
    • SEP Date: Start date of the incident period.


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