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Americo Final Expense

For over 100 years, Americo has helped provide protection for thousands of clients with their annuity and life insurance products. Due to Americo's success they now offer solutions to help meet your health insurance needs as well. Their steady growth is a testament to their strong ratings and financials. Americo is ranked “A” (Excellent) by A.M. Best, an independent rating firm that evaluates our financial strength, stability, and ability to pay claims .



Click here to visit our fast, easy online contracting.

NOTE: This carrier is a Just In Time carrier. You must submit business for your contract to be finalized.


Direct HO Access  Annualization  Downline Recruitment Allowed
  Requires E&O  Appointment Fees   Requires AML

How To Guide


To log into Americo's agent portal, please click here.


You may order supplies by logging into your agent portal and clicking on Products & Supplies > Final Expense.


There is no software for Americo final expense.

 New Business  

Please send your first application with Americo final expense to MESSER by either:

  1. Faxing your application to 800-968-9814
  2. Emailing it to [email protected]
  3. Or, if the application includes a modal premium, overnight the application to the following address:

    ATTN: New Business
    MESSER Financial Group
    1216 Mann Dr Suites 100-200
    Matthews, NC 28105

There are two ways to submit new business for Americo final expense.

  1. By E-App. Click here to view the E-App guide.
  2. By paper app. Click here to view the transmittal form.


For specific underwriting questions contact an uncerwriter directly through Agent Services at 800-231-0801.


You may find forms by logging into your agent portal and clicking on Products & Supplies > Final Expense > Forms tab.


Click here to access MESSER's free Senior Products Quote Tool.



Commissions for Americo final expense are paid by the carrier.



Visit MESSER's Carrier Incentive Page to view all carriers offering an incentive trip.

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 Request Help  

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