Helping Talented Agents Close More Sales


Senior Markets

In 2019, the Center for Medicare and Medicaid Services (CMS) will make an important change to the ongoing Special Enrollment Period for Low Income Subsidy or Dual Eligible beneficiaries (LIS/Dual SEP). Current policy allows eligible customers to change their Medicare & Medicaid Advantage Plan, or Part D Prescription Drug Plan every month if they so desire.

Starting on January 1, 2019, the allowable frequency for LIS/Dual SEP will change. Customers who are eligible for LIS/Dual SEP will only be permitted to make changes to their coverage once per quarter during the first nine months of the year: 

  • January – March
  • April – June
  • July – September 

The LIS/Dual Special Enrollment Period may not be used in the 4th quarter of the year (October – December)