Columbian Life: Even Simpler Underwriting for Simplified Issue Products!

Columbian Life has heard your requests and is happy to announce that their simplified issue underwriting is getting even simpler! Until now, when they've received a non-tobacco application for an applicant who previously submitted a tobacco application, they've required a doctor's note stating the date the applicant quit smoking.

Effective immediately, Columbian Life will no longer require a doctor's note for these cases and will instead conduct a telephone interview (PHI) and medical billing records check (Dx). This new underwriting improvement will get your policies issued quickly without waiting for documentation.

If you take an application on a non-smoker and you are aware that they previously applied for tobacco coverage with Columbian, please include the date of last tobacco use in the Remarks section of the application.

They’re happy to announce this improvement, which will make doing business with Columbian faster and easier than ever. 

If you have any questions, call us today at 866-568-9649!