Please be advised that due to recent catastrophic events, Governor Gretchen Whitmer has declared a State of Emergency in eight Michigan counties:

This is an important announcement for agents with customers in California, Colorado, Georgia, Louisianna, North Carolina, New Jersey, New York, Oregon, Tennessee and for those with business in those states. The counties below are under a federal or state designated Special Election Period (SEP) due to an emergency.

Please note: A disaster SEP application is only valid while the SEP declaration is in effect. If an end date is not listed below, please refer to Cigna's Ongoing SEP tracker in Producers’ University for the most up-to-date information. Any SEP applications submitted outside of that SEP’s declaration date will be rejected. 

Additional clarification on the recent SEP Duration update has been provided.

For Medicare Advantage Plans, we are still to follow the guidelines in the 42 CRF, Subchapter B, Part 422 - Medicare Advantage Program, guidance, Sec. 422.62(b)(18), and For Part D, Part 423. Both apply the 2 month, etc. guidance. This is also referenced in the MMCM, Chapter 2 Enrollment and Disenrollment (p. 46). What is in Part 406 does not supersede the guidance in Part 422.  For reference, you can view the information here.

Please be advised that a state of emergency declaration was again extended, impacting individuals in all New York counties. This declaration allows for a one-time Special Enrollment Period (SEP), in the event beneficiaries were unable to make an election during another qualifying election period. Please reference the following guidelines for the incident period. This SEP applies to all New York counties.

Special Enrollment Period (SEP) for qualifying Medicare beneficiaries in Georgia - A special enrollment period (SEP) exists for individuals affected by a disaster or other emergency declared by a federal, state, or local government entity who was unable to and did not make an election during another valid election period. 

Special Enrollment Period: Tennessee Emergency Declaration - Inclement Weather and Tornadoes

Please be advised that a state of emergency was declared by FEMA, impacting individuals in certain Tennessee counties. This declaration allows for a one-time Special Enrollment Period (SEP), in the event beneficiaries were unable to make an election during another qualifying election period. Please reference the following guidelines for the incident period. This SEP applies to the following counties in Tennessee.